As ridesharing services like Uber continue to grow in popularity, so do the number of accidents involving these vehicles. Our rideshare accident lawyers in Stockton understand the unique challenges of getting compensation for Uber-related accidents.
Whether you were a passenger in an Uber, a driver of another vehicle involved in a collision with an Uber, or a pedestrian struck by an Uber driver, we’re here to protect your rights and fight for the compensation you deserve.
Don’t let the complexities of rideshare insurance policies and corporate legal teams intimidate you. Contact our Stockton Uber accident lawyers today for a free consultation, and let us put our decades of combined legal experience.
What Our Uber Accident Lawyers in Stockton Know About These Accidents
While any car accident can be complicated, Uber accidents in Stockton present unique challenges that set them apart from typical vehicle collisions. Our Stockton car accident lawyers want you to understand these key differences with Uber accidents:
Confusing Insurance Situations
Uber accidents often involve multiple insurance policies. Depending on the driver’s status at the time of the accident (offline, available, en route to pick up, or during a trip), different coverage levels may apply. This can involve Uber’s commercial policy, the driver’s personal insurance, or a combination of both.
Determining Liability
In Uber accidents, establishing liability can be more complicated. Was the driver an employee or an independent contractor? Was Uber’s app active at the time of the accident? These factors can significantly impact your case.
Corporate Involvement
Unlike most car accidents, Uber accidents involve a large corporation with substantial resources. This can lead to more aggressive defense strategies and potentially higher stakes, especially if Uber’s insurance policy is active in your situation.
Technological Evidence
Uber’s app tracks various data points, including the driver’s route, speed, and actions. This digital evidence can play a crucial role in your case but may require specialized knowledge to obtain and interpret.
Passenger Status Complications
If you were a passenger in an Uber during the accident, your case might differ significantly from a standard two-car collision. You may have claims against multiple parties, including Uber, the Uber driver, and other involved drivers.
Given these complexities, it’s important to work with a law firm experienced in these cases. That firm is the Omega Law Group. Our Uber accident attorneys in Stockton have the experience you need to get the most compensation possible.
How Uber’s Insurance Policy Works in Stockton, California
Understanding Uber’s insurance policy is crucial for Stockton residents involved in rideshare accidents. You may have access to much more insurance coverage than you think if Uber’s policies cover you. Total coverage depends on the status of the app at the time of the crash:
Driver App is Off
When Uber drivers are not using the app, their personal auto insurance is applied. In Stockton, this means the minimum coverage required by California law is $15,000 per person for injuries, $30,000 per accident, and $5,000 for property damage.
Driver is Available or Waiting for a Ride Request
Once the driver turns on the app and is waiting for a request, Uber provides limited liability coverage. In Stockton, this includes:
- $50,000 in bodily injury per person
- $100,000 in bodily injury per accident
- $25,000 in property damage per accident
Driver is En Route to Pick Up Passengers or During Trips
This is when Uber’s $1 million liability policy kicks in. It also includes limited coverage for damage to the driver’s car and uninsured motorist coverage. This higher coverage is crucial on Stockton’s busier roads like March Lane or the Crosstown Freeway.
Uber also provides coverage for underinsured/uninsured motorists at this point. This is particularly important in Stockton, where the rate of uninsured motorists is slightly higher than the state average.
If your personal auto policy has collision and comprehensive coverage, Uber will also cover these costs. However, they will only do so if your personal insurance policy denies your claim under these policies.
(310) 526-8383What Stockton Uber Accident Victims Need to Do After an Accident
If you’ve been involved in an Uber accident in Stockton, you should take several crucial steps to protect your rights and strengthen your potential claim.
- Report the Accident: Ensure the accident is reported to the police and Uber. You can report the accident to Uber through the app and contact the police by calling 911.
- Seek Medical Attention Immediately: Even if you feel fine, some injuries may not be immediately apparent. Visit a hospital or your doctor as soon as possible.
- Gather Evidence: If you can, take photos and videos of the accident scene, vehicle damage, and injuries.
- Obtain Witness Information: If there were witnesses, try to get their contact information.
- Don’t Discuss Fault: Do not discuss who was at fault with anyone at the scene, including the Uber driver or other parties involved.
- Consult an Uber Accident Lawyer: Given the complexities of Uber accident cases, it’s crucial to work with a Stockton personal injury lawyer who has experience with rideshare accidents and understands local laws and court systems.
Contact Omega Law Group for Uber Accident Assistance
As experienced Stockton Uber accident lawyers, we’ve successfully represented numerous clients in cases ranging from minor collisions to several accidents. Don’t let confusion over Uber’s insurance policies prevent you from seeking the compensation you deserve.
Take the first step towards justice and recovery today. Contact Omega Law Group for a free, no-obligation consultation. Our family of lawyers is ready to review your case, explain your options, and guide you through every step of the legal process.
