If you were involved in a rideshare accident, you might not know what to do next. The aftermath of such incidents often involves complex issues regarding liability, insurance coverage, and claims processing. A rideshare accident attorney in San Jose will help you file a claim.
Omega Law Group understands that taking legal action after a rideshare accident can be intimidating, but we want to encourage you to fight for your rights. Since we were founded in 2016, we have recovered millions of dollars for our clients. Call us today to schedule a free consultation with our San Jose car accident lawyers.
Strong Legal Guidance for Rideshare Accident Victims
Our legal team has decades of experience advocating for injured victims. We have seen the many ways surviving an accident can change your life forever and want to make sure that you have the money you need to rebuild your life.
When you work with us, you can expect direct communication with our personal injury lawyers in San Jose 24/7. We are accessible around the clock, providing you with the support and information you need at any hour. Whether you have urgent questions or require updates on your case, our personal injury lawyers will address your concerns promptly.
California’s Insurance Requirements for Transportation Network Companies
An organization that provides transportation services using an online-enabled platform to connect drivers with passengers using their personal vehicles is categorized as a Transportation Network Company (TNC).
In California, companies like Uber and Lyft must follow set insurance requirements. Our legal team in San Jose includes experienced Uber accident lawyers and Lyft accident lawyers so that we can provide comprehensive legal assistance.
The App Is Open, and the Driver Is Waiting for a Passenger
The first period of rideshare insurance coverage initiates when the driver has their rideshare app open and is actively awaiting a passenger request. During this phase, the driver is ready to respond promptly to any incoming ride requests.
TNCs can meet insurance requirements through the driver’s insurance; if the driver doesn’t have the necessary coverage, the rideshare company’s insurance or a combination of the two.
During this first period, the insurance coverage requirements are as follows:
- $50,000 for personal injury and death per person
- $100,000 for personal injury and death per incident
- $30,000 for property damage
- $200,000 for liability per incident
The Driver Is on Their Way to Pick Up a Passenger
During the second phase, the driver finds themselves in a transitional phase after being matched with a passenger. At this point, the passenger has been assigned, but they have not yet entered the car.
The insurance coverage during this second phase typically includes primary commercial insurance up to $1,000,000. This is maintained through the driver’s or the rideshare company’s coverage or a combination of both.
The Passenger Is in the Car, and the Driver Is Going to the Destination
At this stage, the rideshare insurance coverage remains active, providing a comprehensive layer of protection for both the driver and passenger throughout the entire ride.
If the rideshare accident occurred at this stage, the following insurance coverages may apply: 1) $1,000,000 of primary commercial insurance and 2) $1,000,000 in uninsured motorist coverage and underinsured motorist coverage.
Taking legal action after a rideshare accident involves navigating a distinct set of procedures given the unique circumstances of rideshare incidents. The legal team at Omega Law Group will help you identify the best path to pursue compensation for your losses.
Negotiating With Insurance Companies
If the insurance claim process after a rideshare crash appears complicated, that is because insurance companies want to discourage people from recovering their losses. These companies are businesses that prioritize their own profits over your interests.
Claim adjusters will try to minimize or deny your claim. They will employ various tactics to do so, such as seeking any inconsistencies in the provided information or challenging the extent of damages sustained.
Our legal team easily recognizes these strategies and will protect your rights. We won’t let the insurance company take advantage of your vulnerable position after a car accident. As your attorneys, we will negotiate for maximum compensation. If adjusters refuse to agree to a fair amount, we are willing to take your case to trial.
California Is an At-Fault Auto Insurance State
California operates as an at-fault auto insurance state, meaning that the driver deemed responsible for causing a car accident is also held financially responsible for the resulting damages. What you do after a car accident can influence the value of your claim.
In this system, the at-fault driver’s insurance company must typically cover the medical expenses, property damage, and other losses incurred by the victim involved in the collision. This approach aims to streamline the claims process and provide a clear framework for determining liability.
Call Our San Jose Rideshare Accident Attorneys Today
If you were involved in an Uber or Lyft crash, you don’t have to face the legal aftermath alone. Omega Law Group will guide you through the financial recovery process and protect your interests.
At our personal injury law firm, we treat clients like family. Our attorneys maintain open communication throughout the legal process and tailor legal strategies to meet your specific needs. Contact us today to discuss the details of your case.