FAQ

WHAT ARE THE UPFRONT COSTS OF HIRING YOU?

NOTHING. We work on a contingency fee basis meaning we only get compensated if we settle your case. NO CLIENT HAS EVER WRITTEN A CHECK TO OMEGA LAW GROUP (and this is something we are very proud of) – the deal is that we win your case and we write YOU the check. If we cannot settle your case for any reason, you owe us nothing whatsoever. NO RECOVERY, NO FEE.

WHEN IS THE BEST TIME TO CONTACT OMEGA LAW GROUP?

Immediately after an accident. Our consultation is 100% free and we can evaluate your entire case for you. Having Omega Law Group handle your case from the beginning can ensure that we defend your rights, preserve evidence and get you the proper medical care you need. The insurance company does not have your best interest at heart. should never sign anything and never give any recorded interviews to either insurance company (including your own) without talking to us first. Always remember that insurance companies care more about their shareholders than their policyholders.

HOW MUCH MONEY IS MY CASE WORTH?

It is very difficult to estimate how much a case is worth before we do a thorough investigation into the matter, and, most importantly, before your medical treatment has been completed. There are several different factors that can impact the value of your final settlement, including but not limited to:

POLICY LIMITS – How much insurance was the at-fault party carrying at the time of the accident? Did you have any additional insurance such as medical payments coverage or additional underinsured motorist coverage that may also be available.

INJURIES, MEDICAL TREATMENT AND BILLS – We will help you with referrals to whatever medical treatment you may require to diagnose and treat your injuries so that you can fully recover. Not all of your injuries will be immediately apparent – sometimes the symptoms can take weeks or even months to fully manifest. This is why it’s so important to seek medical care as soon as possible after an accident and have them properly document your injuries. The way insurance companies value an injury claim is simple: The more injured you are, the fewer gaps in treatment you have, and the higher the medical bills are, the higher the injury settlement will usually be.

PROPERTY DAMAGE – How severe was the damage to your vehicle? Was it repaired at an “insurance friendly” repair shop, or did an independent shop do a comprehensive breakdown of the vehicle to assess all the damage fully and accurately? Insurance companies directly correlate the damage to your vehicle to how injured you could possibly have become in the accident. This includes both the visual damage to the vehicle and the cost to repair the vehicle: The more it costs to fix your vehicle, the higher the injury settlement will usually be. Our property damage team monitors this portion of the claim to make sure nothing is missed or slips through the cracks.

These are just a few of the many variables that will affect the value of your case. Our goal at Omega Law Group is to tell your story to the defense and to fight for you. We promise to keep you informed as your case develops!

WILL I HAVE REGULAR UPDATES ABOUT MY CASE?

Absolutely. You will be assigned a private and confidential texting number right at the beginning of your case. The text message will go right into your electronic file, where the staff and attorneys see your messages. You can send us your questions, text us new evidence, and request updates instantly. Omega Law Group is focused on providing you with personal service. Call us any time! We enjoy conversations with our clients, and it is our pleasure to serve you.

WHAT IS UNINSURED MOTORIST COVERAGE?

Uninsured/underinsured motorist bodily injury coverage (UM/UIM) is extra coverage you may have purchased that is designed to cover you and the passengers in your car in the event the at-fault driver did not carry enough insurance. The coverage kicks in if you are not at fault in an accident caused by someone who does not have auto insurance (or who has less insurance than you). It can be used to pay for medical bills, lost wages and even “pain and suffering”.

WILL MY INSURANCE RATE GO UP?

No, your insurance rate will not be affected. The only time your rate can increase is if you are the at-fault party. Your insurance rate will also NOT go up if you use your own UM/UIM coverage – This is a benefit you have already paid for in the past. Now, you’re just claiming that benefit. It is illegal for insurance companies to raise your rate because you made a UM/UIM claim.

WHAT ABOUT THE TIME I MISSED FROM WORK?

We can help you recover lost wages. California law allows plaintiffs to recover “lost wages” in personal injury cases. Both lost wages and future earning capacity are part of the compensatory damages a plaintiff can recover for a defendant’s negligence. You will be provided with a form to fill out that will document your lost wages, and this will be factored into your damages.

WHO HANDLES THE DAMAGE TO MY VEHICLE?

We do – Free of Charge. At Omega Law Group, we know how stressful it can be to be involved in a car accident and we want you to focus on your health and well being. We will gladly assist you with your property damage claim as a courtesy. We are one of the only law firms that have a dedicated property damage team in the office working for you. We will help you with your car repair or total loss, rental car, and tow and storage charges.

I RECEIVED A SUBROGATION LETTER FROM MY HEALTH INSURANCE. DO I OWE THEM MONEY FOR MY TREATMENT?

Subrogation letters mean your health insurer knows you had an accident. You may owe them money under the terms of your plan once your case has settled. The money you owe is limited by California law and is negotiable in most cases. If you ignore the letter and recover money from the accident, you may be sued by your health insurer or referred to collections. We will help you negotiate this bill down. Sometimes, depending on your insurance plan, we can even force the health insurance company to completely waive their demand for payment.

WHO PAYS MY MEDICAL BILLS?

The bills are paid directly through the settlement obtained from the at-fault driver’s insurance company. Omega Law Group will assist you with paying all of your medical bills at the conclusion of your case. We have a dedicated negotiations department whose sole job it is to negotiate down our client’s medical bills. (We know for a fact that many of our competitors are less aggressive than we are at negotiating medical bills). One of the advantages of having Omega Law Group help with your case is that no bills slip through the cracks. We will work hard to make sure everything is covered and reduced when the case is closed. Our goal is to make sure you walk away with the maximum amount possible.

WILL THE DEFENDANT HAVE TO PAY FOR MY SETTLEMENT PERSONALLY?

No – We pursue the insurance company of the person that caused the accident for payment. We negotiate directly with the insurance company and will rarely if ever contact the defendant.